The problem with my son and my Z4 is: I have the Trackhawk and the Lambo insured at my personal insurance rate, with a huge discount (I pay only 2300 EUR per year for the Lambo because I had no accident for 37 years) but the 320d and the Z4 are basically NEW insurance contracts with zero discount and this is what makes them so expensive.

We have a complicated system here...the longer you have no accident, the more your insurance rate drops (you get a specific discount every year).


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RC (Germany) - Rennteam Editor Lamborghini Huracan Performante (2019), BMW Z4 M40i (2022), Jeep Grand Cherokee Trackhawk (2019 EU)