RC your story is another anecdotal tale. Some parts of the world are dangersous, period, regardless of country but this impression that the US is the Wild West is fiction. I have never encountered and crime or violence personally or even seen a gun being used in a crime.  Moreover the paranoid reaction towards crime or possible crime is much worse elsewhere than I see here in the Midwest. We simply don’t even consider it on a day to day basis which is a better way to go about your day. 

As long as the keys are not in the car the insurance pays off. I leave them were they can be found right away so they don’t find me first. I can’t be expected to hold out with a burglar in my face. Lol.

but seriously guys. This is not the Wild West. I get that the news likes to hype crime and guns in the US but keep in mind there are many of us. Regardless our system of defending ourselves if it does happen is awesome. Cheers.