I got the PCCBs and am glad I did. Yes, they are a very expensive option, but you're buying a very expensive car and these yellow brakes make it complete. If you can afford them and you're on the fence, definitely go for PCCB. I've seldom heard anyone regret they got an option they didn't use; it's usually the ohter way around: "I should have gotten this option, now it's too late."

If you are making payments, and the cost of the PCCBs could put the payments out of reach, then that's another story. I also know people who passed for that reason alone. They regret not having PCCB, but they simply couldn't swing the payments with the yellow brakes.