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    UK insurance - please help!

    Hi guys - for once - I'm actually posting a car-related thread! Smiley

    It's the same old issue again....

    My 997 annual car insurance is coming up for renewal towards the end of February. I have tended to alternate between Admiral, Bell Direct and elephant.co.uk depending upon which one will give me the cheapest renewal quotation - since these three companies (which are all in the Admiral Group) have always been the cheapest for me, my car and my postal code area in London.

    The problem is that all the mainstream insurers in the UK explicitly exclude track days and the Nurburgring Nordschleife from the insurance coverage they provide.

    Naturally, I want some Nordschleife coverage built into my annual car insurance - if this is possible. I don't want to buy separate insurance just for a weekend etc since this works out to be prohibitively costly.

    Just to give you some numbers, I typically pay about GBP750 for my annual insurance.

    I have looked into alternatives. A Manning Ltd provides cover for certain track days organised by the ATDO (Association or Track Day Organisers) but this means booking track days with the ATDO only. That doesn't include the Nordschleife which is the main thing I want.

    Also, I need European coverage as well for when I drive elsewhere in the EU.

    Has anybody (in the UK) got any good ideas, suggestions etc for what to do?

    Thanks for your help.

    Cheers
    Easy Smiley


    --

    997S GT Silver/Cocoa, -20mm/LSD, PSE, SportDesign rims, Zuffenhausen collection: I love this car!!!


    Re: UK insurance - please help!

    AON will do everything other than track insurance, and was almost 1/3 less than others.  Plus I get 10% off for Porsche Club membership.

    I am still looking for a track cover policy. I didn't think anyone covered NBR though here in the UK.


    --

    Click for bigger picture!


    Re: UK insurance - please help!

    Hi easy

    Porsche Insurance includes 2 days track use per year (excess jumps to 10% of the car's insured value when on track) but - again specifically excludes the 'Ring. Smiley A real frustration - I'd love to have a few laps, got bitten by the 'Ring-bug having done some fast pax-laps with porsche-jeck. I may go out to see him this spring now he's got his new baby and that will make the frustration worseSmiley Smiley

    Kinrara is also up for a revisit and a work colleague who'se got a Caterham RSR. Maybe we can arrange a Rennteam-meet over there Smiley



    --
    Boxster S 3.4 06 Cobalt / Ocean Blue BMW 123d M Sport 08 Le Mans Blue / Lemon

    Re: UK insurance - please help!

    Easy, Pm me, I'll give you the low down....

    Rich


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    http://www.phrog.co.uk


    Re: UK insurance - please help!

    ResB:

    Easy, Pm me, I'll give you the low down....

    Rich

    Hey Rich - you got some info you don't want to share?Smiley


    --
    "Things turn out best for people who make the best of the way things turn out."

    Re: UK insurance - please help!

    Not really John.  I've just done more than most trying to get insurance for this little track in the hills of Germany...
    --


    http://www.phrog.co.uk


    Re: UK insurance - please help!

    dreamcar:

    Hi easy

    Porsche Insurance includes 2 days track use per year (excess jumps to 10% of the car's insured value when on track) but - again specifically excludes the 'Ring. Smiley A real frustration - I'd love to have a few laps, got bitten by the 'Ring-bug having done some fast pax-laps with porsche-jeck. I may go out to see him this spring now he's got his new baby and that will make the frustration worseSmiley Smiley

    Kinrara is also up for a revisit and a work colleague who'se got a Caterham RSR. Maybe we can arrange a Rennteam-meet over there Smiley



    --
    Boxster S 3.4 06 Cobalt / Ocean Blue BMW 123d M Sport 08 Le Mans Blue / Lemon

    Lol, I'm there on the 30th, 31st May and the 1st of June.  You fancy it?

    I'm booked on the Chunnel on the Saturday at 0920 hrs and Monday 2050 hrs.

    Rich


    --


    http://www.phrog.co.uk


    Re: UK insurance - please help!

    ResB:



    --
    Boxster S 3.4 06 Cobalt / Ocean Blue BMW 123d M Sport 08 Le Mans Blue / Lemon

    Lol, I'm there on the 30th, 31st May and the 1st of June.  You fancy it?

    I'm booked on the Chunnel on the Saturday at 0920 hrs and Monday 2050 hrs.

    Rich


    --


    http://www.phrog.co.uk


    Sounds like a very good plan Smiley I can make those dates. Smiley

     - but please let us in on your little secret regarding 'Ring insurance Smiley Smiley


    --
    Boxster S 3.4 06 Cobalt / Ocean Blue BMW 123d M Sport 08 Le Mans Blue / Lemon

    Re: UK insurance - please help!

    My policy with Admiral expires in 2 weeks time. I got a premium quotation from elephant.co.uk that was simply too good to turn down so I went with them. Smiley
    --

    997S GT Silver/Cocoa, -20mm/LSD, PSE, SportDesign rims, Zuffenhausen collection: I love this car!!!


    Re: UK insurance - please help!

    You guys might like to know - the computers they use for calculating premiums are just nuts.

    I entered all my info and got a premium quotation for £900. I added my wife as an additional driver. Result? The premium went down to £750.

    I'm 39, homeowner, employed, never had an accident or made a claim and I'm an experienced driver.

    My wife is in her late twenties, postgrad student and less experienced than me. And yet, adding her brought the premium down by £150.

    Makes no sense to me! But I'm not complaining - I was able to pay less!

    Not much I can do about my postcode - living in London no doubt adds a significant amount to the premium.


    --

    997S GT Silver/Cocoa, -20mm/LSD, PSE, SportDesign rims, Zuffenhausen collection: I love this car!!!


    Re: UK insurance - please help!

    I found the same thing - adding a second driver has always reduced the premium.Smiley

    Don't know why... but who are we to argue?

    Anyone who hasn't tried it should do...


    --
    "Things turn out best for people who make the best of the way things turn out."

    Re: UK insurance - please help!

    I was with Admrial but tried Porsche Insurance (managed by Marsh and underwritten by Norwich Union), I was amazed at how low it was, the gold policy includes 2 track days a year and it was half the price of Admrial......I also have a Cayenne, so I changed that over too....

     

     


    Re: UK insurance - please help!

    I got a quotation from Porsche Insurance - around GBP1200. Instead elephant were around GBP750. It's a postcode lottery! Plus they all profile different types of drivers very differently.
    --

    Rennteam Moderator - 997S GT Silver/Cocoa, -20mm/LSD, PSE, SportDesign rims, Zuffenhausen collection


     
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