Crown

Board: AMG Mercedes Language: English Region: Worldwide Share/Save/Bookmark Close

Forum - Thread


    Re: A45 AMG?

    Back to topic: Received an insurance offer for the Range Rover Evoque 240 hp version today, had almost a heart attack.  1600 EUR per year for a full coverage insurance, this is basically what I pay for my R8.

    In all fairness, the Range Rover would be run under a different ("fourth" or "fifth") insurance contract with less "rebate" but still...quite a lot for such a car. My daughter would pay over 4000 EUR if she'd start as a beginner, impossible. 

    Lucky for us, Land Rover offers their own full coverage insurance, it is 79 EUR per month, 948 EUR per year. So we are going to insure the car with Land Rover, this saves us over 650 EUR per year. 


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    That is a very good insurance offer from Land Rover I am surprised they will allow a young beginner on the policy ?

    I''ve just paid £575 for insuring the crappy Polo (third party fire and theft only) with daughter as main policy holder as a provisional licence driver, the policy is a bit weird as when she passes her test the insurance is then void and we have to apply for another policy with very limited rebate for time not used.... 


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:

    That is a very good insurance offer from Land Rover I am surprised they will allow a young beginner on the policy ?

    No problem with younger driver (even beginner) but car "owner" (the person the car is registered to) needs to be 21 (or was it 25?...).

    I''ve just paid £575 for insuring the crappy Polo (third party fire and theft only) with daughter as main policy holder as a provisional licence driver, the policy is a bit weird as when she passes her test the insurance is then void and we have to apply for another policy with very limited rebate for time not used.... 

    I really underestimated insurance cost...thank god Land Rover offers their own.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Does that still work in Germany?  I know UK insurers cracked down on parents insuring cars and putting their kids on as named drivers.  The insurers were OK with it where the kids really were only occasional drivers, but not where the kid was the most frequent driver.


    --

    2015 911 GT3, 1964 Type 1


    Re: A45 AMG?

    DaveGordon:

    Does that still work in Germany?  I know UK insurers cracked down on parents insuring cars and putting their kids on as named drivers.  The insurers were OK with it where the kids really were only occasional drivers, but not where the kid was the most frequent driver.

    No problem in Germany. If you specify that anyone can drive the car (incl. kids, employees or friends), everything is OK. Makes the whole thing more expensive though. The manufacturer offered insurances, for example the one from Mini (which is pretty cheap at 35 EUR per month), cover beginners as well. Otherwise some manufacturers, especially those who offer smaller cars (typical for beginners) would have trouble selling their cars.

    The biggest advantage of the manufacturer insurance: If you have an accident, they don't make you pay more afterwards. If you have an accident with a regular insurance, they usually raise your rate.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Interesting how these things vary country to country (something the EU has not standardised??)..  In Switzerland, it is the car that is insured, not the driver - so it is mostly irrelevant who is going to drive it.  My GT3 is therefore insured for any driver, which is the default.  This would be extremely expensive to do in the UK for example.


    --

    2015 911 GT3, 1964 Type 1


    Re: A45 AMG?

    DaveGordon:

    Interesting how these things vary country to country (something the EU has not standardised??)..  In Switzerland, it is the car that is insured, not the driver - so it is mostly irrelevant who is going to drive it.  My GT3 is therefore insured for any driver, which is the default.  This would be extremely expensive to do in the UK for example.

    In Germany, the car is insured for a specific driver and then you can add additional drivers or not. You cannot specifically add novice drivers, you can drive yourself only, add your spouse or make the car accessible to anyone you permit to drive your car. This is the standard insurance contract, there are other contracts (limited to specific groups, company employees, etc. as well).

    All our cars in the family are insured to me and my wife (R8 only to me). When I go with my kids for driving lessons on a closed track (official driving possible, starting at age 15), I need to get an extra full coverage insurance, just in case. Smiley

    It is very difficult to get a full coverage insurance for novice drivers and older drivers (over 65-75, depends). The more expensive and/or powerful the car, the more difficult it is. 

    A R8, as far as I remember, requires a minimum owner age of 25 as far as I remember but there are loopholes, like for example if you own a company and you register the car to the company. Then, the owner can sometimes be younger. Not sure every insurance does that though, a friend who was younger than 25 had to insure his sportscar through Lloyd's in London to get coverage. Car was registered to a German company. Insurance fee was enormous though, over 10k or even 15k per year, don't remember anymore.


    --

     

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)

     


    Re: A45 AMG?

    RC, the Évoque is a fine choice for your daughter and the lease price is once again really really good. Go for it.


    Re: A45 AMG?

    RC, how will that affect the Schadensfreiheitsrabatt (one of those wonderful German words; something like "no-claims-discount") of your kid ?


    Re: A45 AMG?

    SciFrog:

    RC, the Évoque is a fine choice for your daughter and the lease price is once again really really good. Go for it.

    Thank you. we did. Smiley Order has been signed today. Car should arrive mid of October, dealer only has a Diesel in red but he switches his black petrol version with the red version at a different dealer. Insurance cost was a surprise though, thank god Land Rover offers their own (insurance).

    Now my daughter just needs her driver's license... Smiley My wife already called dibs on the car, so I see a fight on the horizon. Smiley

    Dealer also has a beautiful SVR...oh boy...thank god I have my E63. Smiley


    --

     

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)

     


    Re: A45 AMG?

    schmoell:

    RC, how will that affect the Schadensfreiheitsrabatt (one of those wonderful German words; something like "no-claims-discount") of your kid ?

    Thats the problem, it doesn't affect it at all since the car isn't on her name. Smiley

    Once she is older and has some driving experience and she needs a different car, I can give her one of my "old" contracts with that specific rebate, so she doesn't need to start at the highest one.

    Not even sure she is going to study in Germany, so maybe next year, she is going to drive a pickup truck in the US. Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Here are better (factory) photos of the Range Rover Evoque Black Edition...

    evbe1.jpgevbe2.jpg

     


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Such a posh car for a novice driver? What a bold move... smiley

    Just kidding. cool
    I think the Evoque is a nice car, the only thing that would concern me is its width. We found that highly impractical for city driving, especially given how small the car is in every other aspect. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     


    Re: A45 AMG?

    Very nice and will certainly suit your girl and Mrs kiss...


    --

    throt

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    Rossi:

    Such a posh car for a novice driver? What a bold move... smiley

    Smiley My wife will probably drive it more often than my daughter. Smiley 

    Just kidding. cool
    I think the Evoque is a nice car, the only thing that would concern me is its width. We found that highly impractical for city driving, especially given how small the car is in every other aspect. Smiley

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    So I guess I need to tell my daughter to grow up fast and hurry up with her university education... Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    RC:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    So I guess I need to tell my daughter to grow up fast and hurry up with her university education... Smiley Smiley

    SmileySmiley


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    This would be probably my first choice for a car for my kids... indecision

    Roshel-Senator-APC-Panzerfahrzeug-fotoshowBig-e827726-1191433.jpg


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley


    --

    GT Lover, Porsche fan

    991.2 GT3 manual, 991 GT3 2014(sold)

    Cayenne GTS 2014


    Re: A45 AMG?

    RC, your car looks exactly like my RRS Autobiography angry


    Re: A45 AMG?

    SciFrog:

    RC, your car looks exactly like my RRS Autobiography angry

    Smiley Smiley I wish though... Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    first choice for kids and a zombie apocolypse


    Re: A45 AMG?

    RC:

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    Hm, the Evoque is relatively compact and only 4.37 m long. But the width is massive for such a short car. 1.90 m, that's 2 cm more than a Porsche Turbo, just saying. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     


    Re: A45 AMG?

    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    ‘’Chest hair factor’’, 

    its as simple as that Smiley...


    --

     

    throt

     

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Rossi:
    RC:

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    Hm, the Evoque is relatively compact and only 4.37 m long. But the width is massive for such a short car. 1.90 m, that's 2 cm more than a Porsche Turbo, just saying. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     

    I know but surprisingly, it doesn't "feel" that way. My wife actually thought that it is the same width as the Mini Smiley, which actually proves how good the Evoque feels. Probably a reason why many women drive one.

    I would have never thought about getting one, actually really wanted to get that Mini Countryman my Mini dealer offered but for this kind of money, I prefer the Evoque. Just underestimated the insurance cost but thank god, we found a solution (Land Rover insurance).


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    RC:
    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    Smiley Smiley

    Smiley Smiley,...

    50 plus’s guys can always work stuff out. Wisdom and experience Smiley..

     


    --

     

    throt

     

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    OK, "our" Range Rover Evoque 240 hp just arrived at our dealer... blush

    With some luck, we can pick up the car next Wednesday.

    IMG_4972.jpg

    IMG_4965.jpg

    IMG_4967.jpg


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


     
    Edit

    Forum

    Board Subject Last post Rating Views Replies
    Porsche Sticky SUN'S LAST RUN TO WILSON, WY - 991 C2S CAB LIFE, END OF AN ERA (Part II) 3/28/24 3:21 AM
    watt
    688821 1780
    Porsche Sticky Welcome to Rennteam: Cars and Coffee... (photos) 2/19/24 11:51 PM
    Wonderbar
    408826 564
    Porsche Sticky OFFICIAL: Cayman GT4 RS (2021) 5/12/23 12:11 PM
    W8MM
    255578 288
    Porsche Sticky OFFICIAL: Porsche 911 (992) GT3 RS - 2022 3/12/24 8:28 AM
    DJM48
    234833 323
    Porsche Sticky The new Macan: the first all-electric SUV from Porsche 1/30/24 9:18 AM
    RCA
    65428 45
    Porsche Sticky OFFICIAL: Taycan 2024 Facelift 3/15/24 1:23 PM
    CGX car nut
    4638 50
    Porsche The moment I've been waiting for... 2/1/24 7:01 PM
    Pilot
     
     
     
     
     
    857673 1364
    Porsche 992 GT3 7/23/23 7:01 PM
    Grant
    773572 3868
    Porsche OFFICIAL: New Porsche 911 Turbo S (2020) 4/6/23 7:43 AM
    crayphile
    447702 1276
    Porsche Welcome to the new Taycan Forum! 2/10/24 4:43 PM
    nberry
    378699 1526
    Porsche GT4RS 2/22/24 5:16 AM
    tso
    365440 1424
    Porsche Donor vehicle for Singer Vehicle Design 7/3/23 12:30 PM
    Porker
    360661 797
    Others Tesla 2 the new thread 12/13/23 2:48 PM
    CGX car nut
    354548 2401
    Lambo Aventador and SV 3/30/23 1:59 PM
    CGX car nut
    278976 724
    Ferrari Ferrari 812 Superfast 4/21/23 8:09 AM
    the-missile
    275334 550
    Porsche Red Nipples 991.2 GT3 Touring on tour 3/14/24 8:55 PM
    blueflame
    272394 658
    Porsche Collected my 997 GTS today 10/19/23 7:06 PM
    CGX car nut
     
     
     
     
     
    248155 812
    Lambo Huracán EVO STO 7/30/23 6:59 PM
    mcdelaug
    224963 346
    Others Corvette C8 10/16/23 3:24 PM
    Enmanuel
    217850 488
    Lotus Lotus Emira 6/25/23 2:53 PM
    Enmanuel
    196533 101
    Others Gordon Murray - T.50 11/22/23 10:27 AM
    mcdelaug
    155238 387
    Porsche Back to basics - 996 GT3 RS 6/11/23 5:13 PM
    CGX car nut
    126815 144
    Ferrari [2022] Ferrari Purosangue (SUV) 4/15/23 5:20 AM
    watt
    120405 141
    BMW M 2024 BMW M3 CS Official Now 12/29/23 9:04 AM
    RCA
    105903 303
    Motor Sp. 2023 Formula One 12/19/23 5:38 AM
    WhoopsyM
    102477 685
    Others Valkyrie final design? 4/28/23 2:45 AM
    Rossi
    97634 219
    Porsche 2022 992 Safari Model 3/7/24 4:22 PM
    WhoopsyM
    81025 239
    AMG Mercedes-Benz W124 500E aka Porsche typ 2758 2/23/24 10:03 PM
    blueflame
    74330 297
    Porsche 992 GT3 RS 3/3/24 7:22 PM
    WhoopsyM
    52106 314
    Motor Sp. Porsche 963 3/16/24 9:27 PM
    WhoopsyM
    23087 237
    133 items found, displaying 1 to 30.