Mithras:bridggar:RC - I'd suggest using a different insurance company if all they seem to want to do is wriggle out of paying a claim. Why give someone your business if innocent, sensible approaches to personal security give them an excuse to stiff you?
We had our house broken into earlier this year while we were asleep upstairs, came in through the back door and out the front. They didn't take much but it added up. Insurance didn't make a fuss about anything. We use Chubb and would never go anywhere else.
My wife had her car keys in her purse which was stolen and it honestly was a bigger pain than if they had taken the car. Because we couldn't find the other key right away we had to get it flat-bedded to the dealership. Had to get new keys from Germany and because the thiefs had the key, it had to be all new locks and keys (including the glove box). Cost almost $10k and took 5 weeks where we were not allowed to drive the car with the other key in case it got stolen so sat in the dealership, insurance had to get us a rental.
Between that, my wife's purse, my LV briefcase (with passport in it - a whole other layer of headache and cost) it cost the insurance company about $20k from what was probably a 45 second smash and grab. I'm very glad we slept through it. Running down my stairs naked at 3am, grabbing one of the African or S. Pacific war clubs we have as an art installation on our stairwell wall might have frightened any robber enough to get our stuff back but it also might have meant I have to attack some guy with a war club which means I get arrested, get sued and even if I win is a whole lot more painful than my insurance taking care of everything for me.
For the record, our insurance told us if we left the car running (say warming up in the winter) and someone stole it we would still get paid. There is no real negligence on our side and criminal intent on the other. If we hadn't changed the locks on the car and then they stole it later it would be negligent on our side but leaving the keys on a hook by the door, having someone break in and steal them then take the car has no negligence involved.
FWIW, insurance does not concern itself with the actions of its insured unless its intentional or fraud. You could leave the keys in the car and if stolen there would be full coverage.
BTW, Chubb is an outstanding company especially when it pays claims. That said, they are very expensive and they have been bought by another insurance company. How that impacts their claim practice remains unknown.
Being adventurous can be risky but routine is lethal.
nberry:FWIW, insurance does not concern itself with the actions of its insured unless its intentional or fraud. You could leave the keys in the car and if stolen there would be full coverage.
BTW, Chubb is an outstanding company especially when it pays claims. That said, they are very expensive and they have been bought by another insurance company. How that impacts their claim practice remains unknown.
We have two homes, a small 21 foot power boat, 2 cars, ID theft insurance and about $500k of contents insurance for I think about $5-6k a year.
Past-President, Porsche Club of America - Upper Canada Region
That fact only gives me more credibility, also knowing a few trauma surgeons personally helps too.
Gun shot is much easier to survive at least the odds are much higher vs knife.
Chicago is a strange place, there are areas where Whites don't go and that's where all the shootings happen.
Gold Coast area (Chicago prime shopping and best hotels area) or North suburbs don't have to deal with anything more then an occasional car theft or burglary.
Where I live (Winnetka), worst crime would be going 15-20mph over the limit.
Sep 13, 2018 2:06:05 AM
My daughter is a city planner in Orland Park south of Chicago. I’m not too worried. There are parts you don’t go. I highly recommend knowing which those are.
Where I live I have zero worries.
i did have a brother in law who had his hot rod WRX STi stolen from his work parking lot. Professional job. Right into a trailer. Not the best part of town where he worked however.
Just returned from a nice drive to Dallas for my in laws wedding. Love American highways.
What can we do to find that gt2RS? There must be more. Perhaps it is going to Russia in the hands of some Oligarchs valet who also washes Trumps cars in Moscow. That will put the heat on it.
Sep 13, 2018 4:03:38 AM
Leawood911:What can we do to find that gt2RS? There must be more. Perhaps it is going to Russia in the hands of some Oligarchs valet who also washes Trumps cars in Moscow. That will put the heat on it.
That would also avoid the tariffs
2017 991.2 Carrera 4 GTS | GT Silver Metallic - The GT3 Killah!
2013 Audi S3 | Glacier White
Sep 15, 2018 4:40:45 AM
Kobalt:I wrote the Tesla Owners Group of Norway an email yesterday where I mentioned that their behavior surprises the car community.
I also said: "If you guys in TOCN ever needs help in Sweden they are more then welcome to contact me even though the matter is a Tesla."
No answer, yet.
Taking the high road, I like that
Kobalt:No news guys.
I reckon she is out of sight by now, buddy ...
its been long and I would rather the pay out now. It’s certain that there will be a second run of then 3RS, might be worth you considering if you really want one. And who knows, just maybe there will be another run of the 2RS.
Anyway, have a nice weekend, bud ..
throt
"I Have Done It!".
991 GT3 pick up in October 2014.
991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).
Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )
Rennteam Hairy Chest Advisor.
Sep 15, 2018 3:43:26 PM
Sep 16, 2018 4:03:54 AM
So let’s do this. Porsche are you listening? Who can write the letter and who can organize the signing? I think we can do it in a thread, have all of us do a heartfelt reply in agreement and then see what Porsche can do for us as a group. I’m pretty darn certain they read what goes on here. Perhaps if we promise to stop asking for a convertible GT3 and I will stop complaining about manually shifting the PDK. Just build one more GT2 RS for a friend who will not let it slip through his fingers again. Cheers!
Took my Turbo out for some late night fun in memory of the missing gt2.
Sep 16, 2018 7:38:50 AM
Leawood911:So let’s do this. Porsche are you listening? Who can write the letter and who can organize the signing? I think we can do it in a thread, have all of us do a heartfelt reply in agreement and then see what Porsche can do for us as a group. I’m pretty darn certain they read what goes on here. Perhaps if we promise to stop asking for a convertible GT3 and I will stop complaining about manually shifting the PDK. Just build one more GT2 RS for a friend who will not let it slip through his fingers again. Cheers!
Took my Turbo out for some late night fun in memory of the missing gt2.
+ 1
964 Carrera 4 -- 997.2 C2S , -20mm -- 991.2 GT3 RS
Gnil:Leawood911:So let’s do this. Porsche are you listening? Who can write the letter and who can organize the signing? I think we can do it in a thread, have all of us do a heartfelt reply in agreement and then see what Porsche can do for us as a group. I’m pretty darn certain they read what goes on here. Perhaps if we promise to stop asking for a convertible GT3 and I will stop complaining about manually shifting the PDK. Just build one more GT2 RS for a friend who will not let it slip through his fingers again. Cheers!
Took my Turbo out for some late night fun in memory of the missing gt2.
+ 1
Also agree on this. Lets get it started.
Kobalt:Sorry guys - I think the car is gone. Bummer. Didn't even do a launch control in it. 1500km's then gone.
This is what happens when you follow the break in procedure.
Truly horrible, buddy.
Hope you get a speedy pay out....
throt
"I Have Done It!".
991 GT3 pick up in October 2014.
991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).
Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )
Rennteam Hairy Chest Advisor.
That's just absurd...Wonder what kind of life is destined for the car if it indeed remains at large...
1992 Mercedes-Benz W124 500E / 2008 Porsche 911 GT3 RS (sold) / 2011 Mercedes-Benz C63 AMG Performance / 2014 BMW-Alpina D3 biturbo Touring / 2018 Porsche 911 GT3 Clubsport
Kobalt:Sorry guys - I think the car is gone. Bummer. Didn't even do a launch control in it. 1500km's then gone.
This is what happens when you follow the break in procedure.
I hope your insurance covers it all and you find a replacement quickly.
2017 991.2 Carrera 4 GTS | GT Silver Metallic - The GT3 Killah!
2013 Audi S3 | Glacier White