Buy? Lease? Finance?
This case is a bit different for me. I have never bought a car this expensive. As well, I have many cosmetic options (ie, stitching, painted exterior and int pieces, leather etc) that have really jacked the sticker price of my car up towards 140k. I very well know that these options, although costing money, will do NOTHING when it comes to resale value. This is why I am so tempted to lease, as I will likely not feel as much of an impact.
I have never leased a car before so I really dont know the inner workings of those types of deals. I know that you dont pay the full tax or gas guzzler taxes like you would if you pay cash or finance.
So, I am asking peoples opinions based on your experiences. I have enough cash to buy the car, but would obviously not do that as my cash earns me money through my investments, and a car is a depreciating asset. (if a car is 40k I dont mind paying cash, but this being 140k is a different story!). I could finance, but I owe the full tax and gas gizzler up front. plus, I take the depreciation hit on the "Extras" that really add no value.
Can someone explain the pros/cons of a lease for this type of car and clarify any errors I may have in my understanding of what I spoke of above?
thanks!!