nberry:

Why would you risk $200,000 just to save $6500 especially if your able to afford the $6500 and it would buy you piece of mind in enjoying tracking your car?yes

If you can afford the potential $200k loss and you calculate that the chance of total loss is far less than 1 in 30 per year, then self-insurance makes more sense.  Also, the cost is more than $6,500 for $200k coverage (that's for $175k) - sliding scale...


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18 GT3 Manual, 73 Carrera RS 2.7 Carbon Fiber replica (1,890 lbs), 06 EVO9 with track mods. Former: 16 Cayman GT4, 73 911S, Two 951S's, 996 C2, 993 C2, 98 Ferrari 550, 79 635CSi