Compromising your quality of life to buy a car feels very wrong. RC this car dos not have what you need... It might be worth more in the future but probably only if you keep the miles very low.

Having no debt is a good goal in life as a rule. However it is not a rule to necessarily follow today with such low rates. Many very well advised friends and myself have taken on large mortgages again after many years of zero debt to free up some cash to buy yielding assets as they become distressed. The rates are just so low, with a mortgage you have a natural hedge vs inflation (much better than gold can be for example) and if you are patient enough can build or beef up an amazing retirement portfolio even in this low rate environment. Of course it involves some risk but it is an investment strategy, not speculation... The price of some assets got really dislocated recently but are already retracing quickly. With the income of the portfolio you can easily pay the mortgage and even reimburse the loan faster over time. The income part is key. Alternatively if you can rent the asset that you placed a mortgage on, again the rates are so low and rents are quite high to make it viable as a long term investment.

Disclaimer: this is not for everyone but that's how some rich guys are becoming richer (potentially) and surely even increases the inequality as these type of ideas and resources aren't really accessible to the lower parts of the middle class. The only way middle class gets richer is by wage growth or real estate appreciation. Bar some few exceptions, none of these are really happening right now.