Crown

Board: AMG Mercedes Language: English Region: Worldwide Share/Save/Bookmark Close

Forum - Thread


    Re: A45 AMG?

    Back to topic: Received an insurance offer for the Range Rover Evoque 240 hp version today, had almost a heart attack.  1600 EUR per year for a full coverage insurance, this is basically what I pay for my R8.

    In all fairness, the Range Rover would be run under a different ("fourth" or "fifth") insurance contract with less "rebate" but still...quite a lot for such a car. My daughter would pay over 4000 EUR if she'd start as a beginner, impossible. 

    Lucky for us, Land Rover offers their own full coverage insurance, it is 79 EUR per month, 948 EUR per year. So we are going to insure the car with Land Rover, this saves us over 650 EUR per year. 


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    That is a very good insurance offer from Land Rover I am surprised they will allow a young beginner on the policy ?

    I''ve just paid £575 for insuring the crappy Polo (third party fire and theft only) with daughter as main policy holder as a provisional licence driver, the policy is a bit weird as when she passes her test the insurance is then void and we have to apply for another policy with very limited rebate for time not used.... 


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:

    That is a very good insurance offer from Land Rover I am surprised they will allow a young beginner on the policy ?

    No problem with younger driver (even beginner) but car "owner" (the person the car is registered to) needs to be 21 (or was it 25?...).

    I''ve just paid £575 for insuring the crappy Polo (third party fire and theft only) with daughter as main policy holder as a provisional licence driver, the policy is a bit weird as when she passes her test the insurance is then void and we have to apply for another policy with very limited rebate for time not used.... 

    I really underestimated insurance cost...thank god Land Rover offers their own.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Does that still work in Germany?  I know UK insurers cracked down on parents insuring cars and putting their kids on as named drivers.  The insurers were OK with it where the kids really were only occasional drivers, but not where the kid was the most frequent driver.


    --

    2015 911 GT3, 1964 Type 1


    Re: A45 AMG?

    DaveGordon:

    Does that still work in Germany?  I know UK insurers cracked down on parents insuring cars and putting their kids on as named drivers.  The insurers were OK with it where the kids really were only occasional drivers, but not where the kid was the most frequent driver.

    No problem in Germany. If you specify that anyone can drive the car (incl. kids, employees or friends), everything is OK. Makes the whole thing more expensive though. The manufacturer offered insurances, for example the one from Mini (which is pretty cheap at 35 EUR per month), cover beginners as well. Otherwise some manufacturers, especially those who offer smaller cars (typical for beginners) would have trouble selling their cars.

    The biggest advantage of the manufacturer insurance: If you have an accident, they don't make you pay more afterwards. If you have an accident with a regular insurance, they usually raise your rate.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Interesting how these things vary country to country (something the EU has not standardised??)..  In Switzerland, it is the car that is insured, not the driver - so it is mostly irrelevant who is going to drive it.  My GT3 is therefore insured for any driver, which is the default.  This would be extremely expensive to do in the UK for example.


    --

    2015 911 GT3, 1964 Type 1


    Re: A45 AMG?

    DaveGordon:

    Interesting how these things vary country to country (something the EU has not standardised??)..  In Switzerland, it is the car that is insured, not the driver - so it is mostly irrelevant who is going to drive it.  My GT3 is therefore insured for any driver, which is the default.  This would be extremely expensive to do in the UK for example.

    In Germany, the car is insured for a specific driver and then you can add additional drivers or not. You cannot specifically add novice drivers, you can drive yourself only, add your spouse or make the car accessible to anyone you permit to drive your car. This is the standard insurance contract, there are other contracts (limited to specific groups, company employees, etc. as well).

    All our cars in the family are insured to me and my wife (R8 only to me). When I go with my kids for driving lessons on a closed track (official driving possible, starting at age 15), I need to get an extra full coverage insurance, just in case. Smiley

    It is very difficult to get a full coverage insurance for novice drivers and older drivers (over 65-75, depends). The more expensive and/or powerful the car, the more difficult it is. 

    A R8, as far as I remember, requires a minimum owner age of 25 as far as I remember but there are loopholes, like for example if you own a company and you register the car to the company. Then, the owner can sometimes be younger. Not sure every insurance does that though, a friend who was younger than 25 had to insure his sportscar through Lloyd's in London to get coverage. Car was registered to a German company. Insurance fee was enormous though, over 10k or even 15k per year, don't remember anymore.


    --

     

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)

     


    Re: A45 AMG?

    RC, the Évoque is a fine choice for your daughter and the lease price is once again really really good. Go for it.


    Re: A45 AMG?

    RC, how will that affect the Schadensfreiheitsrabatt (one of those wonderful German words; something like "no-claims-discount") of your kid ?


    Re: A45 AMG?

    SciFrog:

    RC, the Évoque is a fine choice for your daughter and the lease price is once again really really good. Go for it.

    Thank you. we did. Smiley Order has been signed today. Car should arrive mid of October, dealer only has a Diesel in red but he switches his black petrol version with the red version at a different dealer. Insurance cost was a surprise though, thank god Land Rover offers their own (insurance).

    Now my daughter just needs her driver's license... Smiley My wife already called dibs on the car, so I see a fight on the horizon. Smiley

    Dealer also has a beautiful SVR...oh boy...thank god I have my E63. Smiley


    --

     

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)

     


    Re: A45 AMG?

    schmoell:

    RC, how will that affect the Schadensfreiheitsrabatt (one of those wonderful German words; something like "no-claims-discount") of your kid ?

    Thats the problem, it doesn't affect it at all since the car isn't on her name. Smiley

    Once she is older and has some driving experience and she needs a different car, I can give her one of my "old" contracts with that specific rebate, so she doesn't need to start at the highest one.

    Not even sure she is going to study in Germany, so maybe next year, she is going to drive a pickup truck in the US. Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Here are better (factory) photos of the Range Rover Evoque Black Edition...

    evbe1.jpgevbe2.jpg

     


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Such a posh car for a novice driver? What a bold move... smiley

    Just kidding. cool
    I think the Evoque is a nice car, the only thing that would concern me is its width. We found that highly impractical for city driving, especially given how small the car is in every other aspect. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     


    Re: A45 AMG?

    Very nice and will certainly suit your girl and Mrs kiss...


    --

    throt

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    Rossi:

    Such a posh car for a novice driver? What a bold move... smiley

    Smiley My wife will probably drive it more often than my daughter. Smiley 

    Just kidding. cool
    I think the Evoque is a nice car, the only thing that would concern me is its width. We found that highly impractical for city driving, especially given how small the car is in every other aspect. Smiley

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    So I guess I need to tell my daughter to grow up fast and hurry up with her university education... Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    RC:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    So I guess I need to tell my daughter to grow up fast and hurry up with her university education... Smiley Smiley

    SmileySmiley


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    This would be probably my first choice for a car for my kids... indecision

    Roshel-Senator-APC-Panzerfahrzeug-fotoshowBig-e827726-1191433.jpg


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley


    --

    GT Lover, Porsche fan

    991.2 GT3 manual, 991 GT3 2014(sold)

    Cayenne GTS 2014


    Re: A45 AMG?

    RC, your car looks exactly like my RRS Autobiography angry


    Re: A45 AMG?

    SciFrog:

    RC, your car looks exactly like my RRS Autobiography angry

    Smiley Smiley I wish though... Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    first choice for kids and a zombie apocolypse


    Re: A45 AMG?

    RC:

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    Hm, the Evoque is relatively compact and only 4.37 m long. But the width is massive for such a short car. 1.90 m, that's 2 cm more than a Porsche Turbo, just saying. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     


    Re: A45 AMG?

    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley


    --

     

     

    997 GT2 2014 3.9 Mezger, 800PS @ 1.2 bar

    2018 McLaren 720S 

    993 Turbo, 2006 built 3.8, 577PS/797NM, 1440kg DIN sold to a worthy enthusiast.


    Re: A45 AMG?

    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    ‘’Chest hair factor’’, 

    its as simple as that Smiley...


    --

     

    throt

     

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    Smiley Smiley


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    Rossi:
    RC:

    The width isn't really an issue with the Evoque, it is pretty compact. It replaces the Mini Cooper JCW, a very nice city car but not very practical (luggage and passenger room). Length is actually the most important issue at hand because of parking spaces here in the city. We also tried the Velar and this one is way too big (long) for city parking.


    Hm, the Evoque is relatively compact and only 4.37 m long. But the width is massive for such a short car. 1.90 m, that's 2 cm more than a Porsche Turbo, just saying. Smiley


    --

     

    We're at the point where you can be the fastest or just sound like you're the fastest.



    The secret of life is to admire without desiring.

     

    I know but surprisingly, it doesn't "feel" that way. My wife actually thought that it is the same width as the Mini Smiley, which actually proves how good the Evoque feels. Probably a reason why many women drive one.

    I would have never thought about getting one, actually really wanted to get that Mini Countryman my Mini dealer offered but for this kind of money, I prefer the Evoque. Just underestimated the insurance cost but thank god, we found a solution (Land Rover insurance).


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


    Re: A45 AMG?

    RC:
    TB993tt:
    the-missile:
    TB993tt:

    It is a good looking colour combo, would suit a professional young woman in her early 30s angry

    You are looking for troubles, Sir. Smiley

    Nah, RC and I are old guys we can agree to disagree on stuff without coming to blows Smiley

    Smiley Smiley

    Smiley Smiley,...

    50 plus’s guys can always work stuff out. Wisdom and experience Smiley..

     


    --

     

    throt

     

    "I Have Done It!".

    991 GT3 pick up in October 2014.

    991 GT3.2 pick up April/May 2018. ( Hairy Chest Spec ).

    Vauxhall Zafira 1.6 Exclusive pick up June 2013. ( Shit Box )

    Rennteam Hairy Chest Advisor.


    Re: A45 AMG?

    OK, "our" Range Rover Evoque 240 hp just arrived at our dealer... blush

    With some luck, we can pick up the car next Wednesday.

    IMG_4972.jpg

    IMG_4965.jpg

    IMG_4967.jpg


    --

    RC (Germany) - Rennteam Editor Porsche 991.2 Carrera GTS Cabriolet (2018), Audi R8 V10 Plus (2016), Mercedes E63 S AMG Edition 1 (2018), Mini JCW (2015)


     
    Edit

    Forum

    Board Subject Last post Rating Views Replies
    Porsche Sticky OFFICIAL: New 991.2 GT3 (2017) 1/3/19 8:54 AM
    Porker
    417221 5218
    Porsche Sticky SUN'S LAST RUN TO WILSON, WY - 991 C2S CAB LIFE, END OF AN ERA 12/30/18 7:55 PM
    RCA
    327623 2018
    Porsche Sticky The moment I've been waiting for... 12/8/18 8:33 AM
    Joost
     
     
     
     
     
    214898 1083
    Porsche Sticky OFFICIAL: 911 GT2 RS (2017) 1/21/19 8:49 AM
    bridggar
    213081 2773
    Porsche Sticky OFFICIAL: 991.2 GT3 RS (2018) 1/21/19 12:35 PM
    Kobalt
    139328 2524
    Porsche Sticky OFFICIAL: The new Porsche 992 – a design icon and high-tech sports car 1/21/19 10:18 AM
    RCA
    42163 581
    AMG Sticky Mercedes E63 S AMG (2018) - Short Review (updated on a regular basis) 1/16/19 10:53 PM
    Leawood911
    39412 383
    Porsche Sticky Paint protection film 9/25/18 6:14 PM
    throt
    15079 121
    Porsche Sticky Child seats in a 991 11/29/18 3:43 PM
    RCA
    14341 35
    Porsche Sticky OFFICIAL: 992 Carrera Cabriolet 1/17/19 3:54 PM
    Lars997M
    4377 43
    Porsche Sticky OFFICIAL: The new Porsche 718 T (Boxster & Cayman) 12/29/18 7:17 PM
    spudgun
    3614 27
    Porsche OFFICIAL: 991 Turbo and Turbo S 1/4/19 7:02 PM
    Topspeed
    485871 4255
    Porsche 992 (Next 911 generation 2019/2020) Thread Closed 11/29/18 11:38 AM
    RCA
    308962 3195
    Porsche OFFICIAL: 911 R (2016) 12/31/18 2:19 AM
    DJM48
    284714 2598
    Porsche Cayman GT4 1/21/19 9:34 AM
    RCA
    272181 2656
    Ferrari 488 GTB/GTS 1/17/19 8:13 PM
    GoHardGT3RS
    194468 1789
    Porsche OFFICIAL: New 991.2 Turbo and Turbo S 1/23/18 12:27 AM
    RCA
    193156 1074
    McLaren McLaren on a winning streak 1/14/19 8:04 PM
    TB993tt
    188432 3331
    Others Audi R8 V10 Plus (2016 model) - Review (updated Feb 13th 2017) 12/17/18 12:42 PM
    RCA
    155727 2491
    Porsche Boxster Spyder (981) 8/31/18 10:25 AM
    WAY
    144078 757
    Ferrari Ferrari F12 Berlinetta / 599 GTO Successor 5/22/18 9:16 PM
    RCA
    112582 789
    Others VW caught cheating emissions tests 5/3/18 7:52 PM
    CGX car nut
    107421 871
    Porsche Porsche Mission E - the future of Porsche? 1/21/19 12:26 AM
    4trac
    94785 1318
    Porsche Donor vehicle for Singer Vehicle Design 12/7/18 10:15 PM
    Boxster Coupe GTS
    68172 673
    Porsche UPDATES: 2018 Porsche Cayenne 2/6/18 2:13 PM
    RCA
    57989 423
    Others Tesla Roadster 1/21/19 10:15 AM
    RCA
    51542 1571
    Porsche OFFICIAL: New 991.2 Carrera GTS models 11/3/18 11:09 AM
    bluelines
    47901 477
    Others Tesla Model X Thread Closed 2/23/18 3:41 PM
    RCA
    43267 1122
    AMG AMG GT R 11/30/18 4:10 PM
    RCA
    42755 605
    Lambo Aventador and SV 11/19/18 8:31 AM
    RCA
    40302 472
    274 items found, displaying 1 to 30.